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Discover Giving Complimentary FICO Scores To Any Or All Cardholders, But Will They Be Really Helpful?

Discover Giving Complimentary FICO Scores To Any Or All Cardholders, But Will They Be Really Helpful?

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Discover Giving Complimentary FICO Scores To Any Or All Cardholders, But They Will They Be Really Helpful?

All People in the us are, as Consumerist is pleased to remind you, eligible to access their particular yearly credit file free of charge. But those reports are exactly that: reports. They don’t come with fico scores in it. For the people, you’ve kept to cover. Unless, that is, one happens to own a Discover card–and possibly, someday, other credit that is major, too.

As Bloomberg reports, Discover started a pilot system last November where monthly statements for some cardholders included those customers’ FICO scores in it for no extra charges. This Discover’s opening up that offering to all of its cardholders month.

That’s perfect for Discover clients, but just what about other banks? an agent for FICO told Bloomberg that their company is within the center of negotiations with “some of this credit-card issuers that are largest” to circulate that information for their clients, too. The FICO rep indicated to Bloomberg that the hurdle that is major a “technology-implementation challenge,” saying, “You’re speaking about an incredible number of clients, a huge number of data, and exactly how can you fit more information in an currently jammed room” on statements. Read More